308 Harper Drive
Part of planning for your future involves making educated decisions about managing your wealth and savings.
We do not offer standardized solutions. Instead, we listen first, gather information, and make recommendations based on our clients' specific situation and goals. Because each one of our clients is unique, each one needs a unique investment strategy.
Our investment management services are a part of our comprehensive financial planning services. An appropriate investment strategy is one that takes into account the client's specific goals, risk tolerance, time horizon, financial position, and ability to save.
Helping clients determine how much to invest to work towards their goals
Advising clients on what types of accounts and products are most appropriate for them
Trust. Honesty. Integrity. We believe values matter, and we live by ours every day.
Building portfolios that are broadly diversified across market sectors and asset classes
Rebalancing portfolios in order to maintain target asset allocations
Monitoring and minimizing fees and expenses
Working with our clients' accountants, attorneys, and other advisors to coordinate services
Educating our clients so that they fully understand and are comfortable with the strategies we are using
What is an Investment?
An investment is an up-front commitment of capital to purchase financial products with the intention of generating future profit based on interest or appreciation of the capital invested. Most investments also contain the risk that investors may lose part or all of their investment. Investors should be aware of the risk/return potential of any investment products they consider for purchase, as typically the greater the return potential of a given investment, the greater the risk potential. Investors should also consider their own comfort with risk, the length of time they have to invest, the fees charged by the investments they are considering, and their ultimate goal for the investment when making investment decisions.
The financial market offers a wide variety of different investment products for investors to purchase—from relatively straightforward investment types (securities) like stocks, bonds and short-term/cash-equivalent investments to portfolios that combine these investment types within various products, such as mutual funds, annuities and variable life insurance policies.
Investors may choose different investment products to meet a variety of needs, including retirement and estate planning, education financing and for funding purchases of all sizes. Financial Services Representatives can help select appropriate investment products based on an investor’s goal for the investment, individual profile (comfort with risk, length of time to invest) and a product’s fees and tax considerations (many investment products have built-in tax advantages).
Your Financial Services Representative can help you develop a plan for your investments that takes these key factors into consideration.
There are three basic types of investments (called asset classes):
Investing is also about taking steps to protect your financial future. Investors should develop a plan that addresses specific short- and long-term goals and that can be maintained and adjusted, as appropriate.
On the road to financial independence, you don’t have to go it alone and risk making the wrong projections. If you don’t have expertise in financial products and planning, a Financial Services Representative can help you make educated decisions and develop a plan.